Friday 26 July 2013

Movie Review: The Wolverine - Stay away and Save Money


Movie Review: The Wolverine (Superhero Movie)

Cast: Hugh Jackman

Plot: Wolverine (Jackman) stays away from entire world and does his work. In the mean Yukio comes in search of Jackman and presents him a sword which was given by his old friend Yashida who is billionaire in Japan. Jackman was also invited by Yashida and who has good relation with him since world war2 where he saved the later, so he asks to take care of his granddaughter Mariko who is legal heiress of entire Yashida group of Companies as health condition detoriates. Under this circumstances Yashida will expire and Mariko runs into problem as has unknown enemies around her. Jackman turns into her bodyguard and loses his few powers due to another Venom Spitting Viper who controls the mortality ability of Jackman. How does Jackman gets his powers back? Who are the real enemies of Mariko? What happens to her?? Needed to be seen in Big Screen.

Plus Points: Jackman has delivered wonderful act as an Wolverine and he crafted his physic excellently. Actress who played Mariko was good. Picturization was apt and high technical aspects. Background music was decent.

Minus Points: Boss!!! its a super hero movie and he does nothing like a super hero. Simple and really bad story line for a superhero kind of movie. Irritating 3D affects and not even single frame which makes you feel like Wow in 3D. It seemed like a small industry movie and missing the grandeur in it.

Verdict: If you are a Superhero movies fan then its your call but prefer it in 2D instead of 3D and for other stay away from it as the pace and story of the movie irritates you a lot.

Sunday 14 July 2013

Bhaag Milkha Bhaag Movie Review: Run and Run to get a ticket

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Bhaag Milkha Bhaag Movie Review:  Run and Run to get a ticket

BMG is inspired by true story of a born legend in Indian Athletics. Movie is completely about Milkha Singh how he struggled during Pre & Post Independence era in United India and what made him to enter sports?

Cast: Farhan Akthar, Sonam Kapoor, Jograj Singh, Prakash Raj and more

Plot: Movie starts with Rome Olympics, 1960 where Milkha will have a flying start and ends the race with fourth position. Something was haunting him in that race, what is it? Movie moves to pre independece era and shows us Milkha child age episodes. He was orphaned during partition of india but fortunately meets his sister in Delhi. He spends his childhood age as a dacoit and in process for getting settle down to marry Sonam Kapoor he was imprisoned in Tihar Jail. After that he steps into Indian Army, EMI centre Secunderabad which was trained by Prakash Raj. In the training process he turns into a running machine for getting a glass of milk. Later go on to represent India in Melbourne Olympics, but looses it in qualification stage itself due to beer party that he had and friendship with grand daughter of Indian Technical Coach. Later he comes back strong and wins in all major events at international level. Later he was requested by PM of India to represent in a friendship match with Pakistan where was reluctant to go Pakistan? What haunting him in his mind? Why he want skip the match?  How does he gets title as “Flying Sikh” by President of Pakistan need to be watch at big screen.

Plus Points: First and foremost it’s Farhan Akhtar and his body. He carried this role with ease and he was major plus point for the movie. Music by Shaankar Ehsaan Loy was apt and makes the movie feel good. Excellent background score which carries your emotions with the movie. Screenply was so tight and interesting which takes you to past and present all through the movie and keeps the viewers from not getting bore. Locations for the movie also work wonder. Acting by Divya Dutta who played Milkha sister charcter was so emotional and touches the sentiment side of viewers. Prakash Raj was good in Army trainers in Secunderabad with his funny Hindi ascent.

Minus Points: Sonaam Kapoor was big let down for movie as she hardly has any role. Pace of the movie is slow and can easily chop few scenes and make the movie crispier. Duration of the movie is 3 hours and can reduce a bit so that viewers will not get bored at stance.

Verdict: Watch it to know about True Legend. Not a regular movie which will not have romance, entertainment and love track. It’s a true story and brings nothing new to audiences. It is a visual treat for all fans of Milkha Singh across the world which shows his struggling days and achievements overally. Also can be watched out for Farhan Akhtar acting and his struggle to bring this movie.


Tuesday 9 July 2013

How to Increase your CIBIL rate or Credit history?


Sample CIBIL Score

Whenever you take loans, a data is submitted by lenders to credit reporting agencies like CIBIL (Credit Information Bureau India Limited) on a regular basis. If you have not defaulted and honoured your debt obligations, you are likely to get a good credit score.

Your CIBIL score directly depends on 2 factors:
        1. Secured Loans (Home Loans & Auto Loans)
        2. Unsecured Loans (Credit Cards & Personal Loans)

A good CIBIL score is important to improve your creditworthiness if you are planning to take a loan. A bad score means you are going to find it increasingly hard to get a loan or credit card. Generally, Banks will approve loans to persons or organizations who have CIBIL rating more that 700 in 90% cases. So always try to maintain healthy CIBIL Score.

Generally there are few cases with which you can maintain your CIBIL score high.

Rule 1: Always pay your bills on time. Late payments are viewed negatively by Loan providers and may affect the chances of your loan getting approved.
Rule 2: Keep your balances low. While the balances on your loans will only reduce over time as payments are made, you must be diligent about making timely payments on your credit cards. Also, you should control your utilization. For example, if you have used Rs. 90,000 out of a credit limit of Rs. 1,00,000, this may be viewed negatively by a Loan provider. It’s always prudent to not use too much credit.
Rule 3: Maintain a healthy mix of credit. Your credit history should contain a mix of a home loan, auto loan and a couple of credit cards. A high number of just credit cards may affect the chances of a loan approval. Why is it so, you may wonder. Although a credit card offers easy access to finance, it’s also by far the most expensive form of credit. More the number of credit cards with high utilization, larger are the payments resulting from its high rate of interest.
Rule 4: Apply for new credit in moderation. If you have made many applications for loans, or have recently been sanctioned new credit facilities, a Loan provider is likely to view your application with caution. This ‘Credit Hungry’ behaviour indicates your debt burden is likely to, or has increased and you are less capable of honouring any additional debt.
Rule 5: Think twice before closing credit card accounts. While, using credit cards may negatively impact your credit history, unused credit cards actually imply that you are financially secure. This makes Loan providers view your application more favourably.
Rule 6: Monitor your co-signed and joint accounts monthly. In co-signed or jointly held accounts, you are held equally liable for missed payments. This is extremely important because your joint holder’s negligence could affect your ability to access credit when you need it.
Rule 7: Review your credit history frequently throughout the year. Unpleasant surprises in the form of rejected loan applications can be avoided by ensuring that your CREDIT REPORT accurately reflects your current financial status. So reviewing your credit history 3-4 times each year is imperative.

Though these general rules are important to keep in mind, each loan provider has its own policies to sanction a loan to an applicant.

You can also check how much loan amount you are eligible which will be checked by Banks or Lenders regularly, depending on the loan eligible amount you can go to a bank and can apply for it. Every time you apply for Loan from banks which pulls your credit report, each time it generally reduces your points a few. So checking loan eligible amount is always better to do.

http://www.cibil.com/loan-calculator

So give your financial life a direction and discipline it needs. Keep yourself free from worries.

Friday 5 July 2013

Singham 2 - Yamudu is back with Powerful Loud Mass Entertainer



Telugu Movie Review : Singham 2

Cast: Surya, Anushka, Hansika, Mukesh Rushi, Santhanam, Rahman and more

Surya after continue failures at box office, came with another COP Role which is sequel to previous hit movie Singham/Yamudu. Lets see how it has fared at box office and what it contains in its belly

Plot: Surya works as an NCC teacher in school at Kakinada as undercover cop where Hansika is his student and falls in one side love, but still he is in love with Anushka who is waiting for Surya's father approval for marriage. Surya tries to gather lot of information about smuggling which was lead by Mukesh Rushi at Kakinada Port. Mukesh has another enemy in the city who is also uncle of Hansika (Rahman). After gathering enough evidence Surya takes charge as DSP of Kakinada town and nabs smugglers in the port. Danny an African is kingpin in this Drug market trades with Mukesh Rushi and once enters Kakinada port on some personal work. In the process Danny was arrested by Surya. What is rift between Mukesh Rushi and Rahman? Why Danny comes to port city?? What happens to Haniksa love story?? all this need to be watched at big screen

Plus Points: 100% its a Surya movie and he has taken this movie under his shoulders and made enough justice to the character. Surya's acting, intensity and voice modulation makes a strong impact with mass audience. Movie has more number of fights which are wonderfully taken and its cinematography was decent. Its fast and never lagged in emotions. Rain fight by Surya was highlight. Santhanam provided some comedy which helps movie in small proportions.

Minus Points: Anushka was looking dull and pale. Hansika has done some decent job but not has a meaty role. Better comedy and proper songs would have made movie more interesting. First half was so lengthy and can be trimmed a bit, in climax the movie was closed abruptly probably for another sequel in line.

Verdict: A loud mass entertainer by Surya, Movie really works at B & C centers and it has that power to bring audience because of fights and powerful dialogues. Length of the movie, more number of fights and  songs may effect the overall value of movie in A centers. But it was completely Surya Movie...... Singham panja ela vuntado taliyali anta Singham-2 Chudavalsinda.